How to Make Moist Chocolate Chip Banana Bread at Home

Food & Drink
Chocolate Chip Banana Bread

If you’re looking for a foolproof chocolate chip banana bread recipe that’s moist, flavorful, and easy to make, you’re in the right place. Whether you have overripe bananas on your counter or are simply craving a cosy slice of something sweet, this recipe offers the perfect combination of classic banana bread comfort and decadent chocolate indulgence.

In this post, we’ll guide you step-by-step through making banana bread with chocolate chips, share pro tips, storage suggestions, substitutions, and everything you need to bake like a pro—no fancy tools or experience required.

Why You’ll Love This Chocolate Chip Banana Bread

This isn’t your average banana bread. It’s:

  • Soft and moist from ripe bananas and rich ingredients
  • Studded with melty chocolate chips in every bite
  • Quick to make with minimal prep
  • Customizable for different dietary needs
  • Perfect for breakfast, snacking, or dessert

Whether you’re baking for the family or prepping ahead for the week, chocolate chip banana bread never disappoints.

chocolate chip banana bread

Ingredients You’ll Need

Here’s what you’ll need for one delicious loaf:

Wet Ingredients

  • 3 overripe bananas (mashed)
  • 1/2 cup unsalted butter, melted (or coconut oil)
  • 2 large eggs
  • 1/2 cup brown sugar
  • 1 teaspoon vanilla extract

Dry Ingredients

  • 1 1/2 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt

Mix-Ins

  • 3/4 cup chocolate chips (semi-sweet or dark preferred)
  • Optional: Extra chips for topping

Tip: Add 1/2 tsp of cinnamon or 1/4 cup of chopped walnuts for extra flavour and texture.

Step-by-Step Instructions

Step 1: Prep the Oven and Pan

Preheat your oven to 350°F (175°C). Lightly grease a 9×5-inch loaf pan or line it with parchment paper for easy removal.

Step 2: Mash and Mix

In a large mixing bowl, mash the bananas until smooth. Stir in the melted butter, eggs, brown sugar, and vanilla extract.

Step 3: Add Dry Ingredients

Sprinkle in flour, baking soda, and salt. Stir until just combined. Be careful not to overmix, as this can make your bread dense.

Step 4: Fold in Chocolate Chips

Add the chocolate chips and gently fold them into the batter.

Step 5: Bake

Pour the batter into your prepared pan and smooth the top. Sprinkle extra chocolate chips on top if desired. Bake for 50–60 minutes or until a toothpick inserted into the centre comes clean.

Step 6: Cool and Slice

Let the bread cool in the pan for 10–15 minutes, then transfer to a wire rack. Wait until thoroughly cooled before slicing for the best texture.

Substitutions & Add-Ins

Make it your own with these creative swaps:

  • Egg-free: Use flax eggs or 1/4 cup applesauce per egg
  • Vegan: Use plant-based butter and dairy-free chocolate chips
  • Healthier: Use whole wheat flour and reduce sugar
  • Nutty twist: Add chopped walnuts, pecans, or even peanut butter chips

Storage Tips

Chocolate chip banana bread stores beautifully:

  • Room Temperature: Keep wrapped in foil or an airtight container for 3 days.
  • Refrigerator: Store for up to 1 week.
  • Freezer: Freeze slices for up to 3 months. Reheat in the toaster or microwave.

chocolate chip banana bread

Serving Ideas:

  • Warmed with a pat of butter or almond butter
  • Served with coffee or tea
  • Topped with vanilla ice cream for dessert

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Frequently Asked Questions (FAQs)

How ripe should bananas be for banana bread?

Very ripe, with brown spots or even black skins. The riper they are, the sweeter and more flavorful your bread will be.

Can I use frozen bananas?

Yes! Thaw them first, drain any excess liquid, and mash before using.

Can I make muffins instead of a loaf?

Absolutely! Spoon the batter into muffin tins and bake for 18–22 minutes at 350°F.

Why did my banana bread sink?

Overmixing, underbaking, or using too much leavening can cause sinking. Always measure accurately and follow baking times.

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